your are going to get answers all over the place with the way your mind is currently back and forth.
Only you can decide if
HA is worth it to YOU to test the waters. No mater how long it lasts on someone else, it may not last the same on your. And yes, you will need will spend more money from an ROI perspective. BUT , BUT, it is the safest . So you have to decide what you think you want ,
HA is also the weakest product to hold up to continuous PE efforts if you intend on doing those.